Chemseddine TIDJANI, Ph.D.

Senior Researcher | Economist | Policy Analyst

Algiers, DZ.

About

Highly accomplished Ph.D. economist with over 13 years of expertise in applied economic research and public finance management. Proven leader in FinTech, financial inclusion, and sustainable development research, with 15+ peer-reviewed publications and advanced quantitative skills. Seeking to drive cutting-edge research and policy design in digital finance within a global research or policy institution.

Work

Universidad del País Vasco (UPV/EHU)

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Visiting Research Collaborator

Bilbao, Basque Country, Spain

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Summary

Collaborated on ethical finance research and authored a definitive book chapter on FinTech readiness for developing economies.

Highlights

Contributed to the Ethics in Finance & Social Value (ECRI) group, focusing on ethical and inclusive financial ecosystems and research initiatives.

Authored a definitive book chapter on FinTech readiness in developing countries for Springer Nature (2021), establishing expertise in emerging market finance.

Algerian Business Performance Review (ABPR)

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Associate Editorial Board Member

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Summary

Oversaw the peer-review process for 5-15 submissions annually and collaborated on editorial and volume publication processes.

Highlights

Oversaw the peer-review process for 5-15 submissions annually in business and economics, ensuring high-quality academic content.

Collaborated with the Editor-in-Chief on editorial review and volume publication processes, enhancing journal impact and reach.

Research Center in Applied Economics for Development (CREAD)

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Senior Researcher (HDR – Accredited to Supervise Research)

Algiers, Algiers, Algeria

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Summary

Led high-impact economic research initiatives, published extensively, and directed interdisciplinary teams focused on FinTech and sustainable development.

Highlights

Published 15+ peer-reviewed articles in high-impact journals including Frontiers and Springer, significantly contributing to the academic discourse in economic research.

Spearheaded international collaborations within the EU-COST Action (FinAl), engaging 180+ global researchers to develop transparent AI frameworks.

Directed an interdisciplinary research team (IRAS) focusing on FinTech, sustainable development, and sector analysis, enhancing research output and strategic focus.

Orchestrated landmark sectoral reports on industrial innovation that directly influenced national economic strategies, demonstrating significant policy impact.

Les Cahiers du CREAD; SAGE Open; Journal of Quantitative Methods

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Advisory and Reviewing Board Member

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Summary

Provided expert peer-review for 10+ manuscripts annually across leading journals, specializing in FinTech, finance, and economics.

Highlights

Reviewed 10+ manuscripts annually for 'Les Cahiers du CREAD' (2018–Present), specializing in FinTech and financial economics.

Contributed to 'SAGE Open' (2021–Present) with a focus on FinTech and financial economics research.

Specialized in finance and economics for the 'Journal of Quantitative Methods' (2017–2020), ensuring rigorous academic standards.

International Society of Business, Economics, and Ethics (ISBEE)

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Executive Committee Member (Elected)

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Summary

Contributed to global policy discussions on ethical finance and sustainable development initiatives as an elected executive committee member.

Highlights

Contributed to global policy discussions on ethical finance and sustainable development initiatives, impacting international academic discourse.

Science for Africa Foundation (SFA)

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Research Management Consultant

Nairobi, Nairobi, Kenya

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Summary

Participated in the official launch of the first international standard for Good Research Management Practices (GRMP) released by ARSO.

Highlights

Participated in the official launch of the first international standard for Good Research Management Practices (GRMP) released by ARSO, contributing to global research governance.

Marmara University

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Visiting Associate, MACRAD

Istanbul, Istanbul, Türkiye

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Summary

Served as Visiting Associate at MACRAD, Marmara University.

Higher Institute of Science & Technology (HIST)

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Adjunct Professor of MIS

Algiers, Algiers, Algeria

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Summary

Designed and delivered a 13-week Management Information Systems curriculum, integrating real-world cases and performance-based assessments.

Highlights

Engineered a 13-week Management Information Systems (MIS) curriculum, achieving high engagement through the integration of real-world case studies.

Developed a performance-based assessment framework balancing theoretical foundations (40%) with practical case presentations (60%), enhancing student learning outcomes.

Nottingham University Business School (NUBS)

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Visiting Associate

Nottingham, England, United Kingdom of Great Britain and Northern Ireland

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Summary

Served as Visiting Associate at Nottingham University Business School (NUBS).

European Cooperation in Science & Technology

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Research Member

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Summary

Collaborated with over 180 international researchers on transparent AI in finance within the EU-COST Action 'FinAl' 19130.

Highlights

Collaborated with 180+ international researchers in Working Group 2 (Transparent AI in Finance) under the EU-COST Action 'FinAl' 19130, advancing AI framework development.

African Academy of Sciences (AAS)

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Research Management Consultant / Technical Sub-Committee Member

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Summary

Developed the Good Research Management Practices (GRMP) framework adopted by African universities and research institutions, serving on the Technical Sub-Committee.

Highlights

Developed the Good Research Management Practices (GRMP) framework, adopted by African universities and research institutions, enhancing research quality across the continent.

Served as a member of the Technical Sub-Committee (TSC) for assessment rounds of the African Standard for Research Management.

Universidad del País Vasco (UPV/EHU)

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Visiting Fellow

Bilbao, Basque Country, Spain

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Summary

Served as Visiting Fellow at Universidad del País Vasco (UPV/EHU).

Kasdi Merbah University

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Adjunct Professor of Financial & Business Management

Ouargla, Ouargla, Algeria

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Summary

Taught comprehensive financial management to 50+ students, achieving high completion rates and supervising research projects.

Highlights

Delivered a comprehensive financial management curriculum to 50+ students, resulting in a 96% course completion rate.

Supervised research and business case presentations for 30+ finance students, achieving consistently high course satisfaction scores.

Regional Budget Directorate - Finance Center

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Financial Control Officer

Ouargla, Ouargla, Algeria

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Summary

Managed public budget expenditure, ensuring regulatory compliance and identifying cost-saving opportunities through rigorous audits.

Highlights

Optimized public budget expenditure execution by enforcing strict regulatory compliance and legal discipline, ensuring fiscal integrity.

Enhanced fiscal oversight through automating reporting systems, which eliminated non-compliant transactions and reporting errors.

Identified significant cost-saving opportunities through comprehensive budget reviews and expenditure audits to optimize resource allocation.

Education

Kasdi Merbah University

Ouargla, Ouargla, Algeria
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Ph.D. Financial and Economic Studies

Kasdi Merbah University

Ouargla, Ouargla, Algeria
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M.Sc. Corporate Finance

Kasdi Merbah University

Ouargla, Ouargla, Algeria
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B.Sc. Corporate Finance

Mustapha Hafiane

Ouargla, Ouargla, Algeria
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High School Diploma Economics and Management

Awards

Young Economist Nominee

Lindau Nobel Laureate Meeting

Selected to participate in the Lindau Nobel Laureate Meeting among 630 global young participants, Germany, recognizing outstanding potential in economics.

1st Place, Online Sciathon

Nobel Council

Achieved 1st place as a member of a 5-person team in a global competition evaluated by the Nobel Council, demonstrating exceptional problem-solving and collaboration skills.

Publications

Financial inclusion and natural resource rents: non-linear effects on economic growth in Sub-Saharan Africa.

Frontiers in Applied Mathematics and Statistics

Fintech, financial inclusion, and sustainable development in the African region.

Frontiers in Applied Mathematics and Statistics

Enhancing Portfolio Management Using Artificial Intelligence: Literature Review.

Frontiers in Artificial Intelligence

L'enseignement supérieur à distance en Algérie pendant le covid-19. In La Covid 19 en Algérie: l'enjeu de la résilience.

CREAD

Crowdfunding Fraud Detection: A Systematic Review Highlights AI and Blockchain using Topic Modeling.

SSRN

The impact of knowledge management on the financial performance of commercial banks...

Economic Researcher Review

L'innovation: analyse conceptuelle et aperçu de la littérature algérienne. In Enseignement supérieur, industrie et innovation.

CREAD edition

Enseignement supérieur, industrie et innovation: Constats, enjeux et défis.

CREAD edition

L'innovation, une stratégie d'acteur dans un environnement difficile: Cas des entreprises de l'électronique en Algérie.

Journal of North African Economies

Transmission of Covid-19 economic shock to The Algerian economy: evidence and impacts.

Journal of Financial, Accounting and Managerial Studies

Les Mécanismes de répartition des risques dans les partenariat public-privé en Algérie.

Les cahiers du CREAD

International Transmission of Financial Crises: How Much Contagion is Responsible?

L'Entreprise Review

COVID-19 and challenges of the Fintech industry: A state of the art and outlooks on the North African region.

Abaad Iktissadia Review

Readiness to the FinTech Industry in Developing Countries. In Handbook on Ethics in Finance.

Springer

L'innovation dans le secteur de la sidérurgie.

CREAD

Les Mécanismes de répartition des risques dans les Partenariats Publics Privés en Algérie.

CREAD

Enseignement à distance à l'ère du Covid-19.

CREAD

Université et Enseignants face au Covid19: L'épreuve de l'enseignement à distance en Algérie.

Les Cahiers du CREAD

L'innovation dans les entreprises du secteur de l'industrie de l'électronique en Algérie.

CREAD

The Importance of Training programs in the Improvement of Performance...

Saudi Journal of Business and Management Studies

Middle Income Trap; The Position of Algerian Economy: A Comparative Analysis Overview.

Int. Journal of Economics, Finance and Management Sciences

The contribution of SMEs in the development of public projects - An analytical and critical overview of the article (55 bis) from the Law of the public contracts.

Algerian Business Performance Review

Languages

Arabic

English

French

Certificates

FAIR Data Management Certification

Arab Council for Social Sciences & UNC Chapel Hill

Data Management (Elsevier-certified)

Elsevier

LaTeX Document Creation (AUF-sponsored)

AUF

Advanced Statistical Practices (LAQSEF Lab)

LAQSEF Lab

Skills

Policy & Regulation

Evidence-Based Policymaking, African Financial Ecosystems.

Leadership & Teaching

Research Project Management, PhD Supervision, Consortium Coordination, Curriculum Design, Graduate Mentorship.

Financial Economics

FinTech, Financial Inclusion, Green Finance, Risk Assessment.

Economic Research

Applied Econometrics, Panel Data Analysis, Field Studies.

Quantitative Analysis

SPSS (Multivariate Analysis), STATA (Panel Data, Time-Series), EViews, R (Regression Modeling), Python/Pandas (Data Cleaning).

Qualitative Tools

MaxQDA Pro, NVivo (Thematic Coding).

Productivity & Research Tools

Microsoft 365, Google Workspace, LaTeX (Overleaf), Zotero, Elicit, Perplexity, Scite.ai, ChatGPT.

Methodological Expertise

Literature Reviews, Systemic Analyses, Comprehensive Survey Design, Multi-Regional Data Collection, Project Reports, Book Chapters, Policy Briefings, Conference Discussions.

References

Pr. Mohamed Hamza Bengrina

Professor of Economics, University of Kasdi Merbah (Algeria) | bengrinamohamedhamza60@gmail.com

Pr. Mohamed Elhassen Allaoui

Professor of Economics, University of Kasdi Merbah (Algeria) | elhassen.allaoui@gmail.com

Dir. Nacer Eddine Bouchicha

Research Director, CREAD (Algiers, Algeria) | nacereddine.bouchicha@yahoo.fr

Pr. Meryem Duygun

Aviva Chair in Risk & Insurance, Nottingham University Business School (UK) | meryem.duygun@nottingham.ac.uk

Pr. Leire San-Jose

Professor of Finance, UPV/EHU (Spain) | Visiting Fellow, University of Huddersfield (UK) | leire.sanjose@ehu.eus

Dr. Kristina Šutienė

Associate Professor, Kaunas University of Technology (Lithuania) | COST Action FinAI Coordinator | kristina.sutiene@ktu.lt

Pr. Ali Bendob

Acting Director of Frontier Research Department, Arab Monetary Fund (Abu Dhabi, UAE) | Ali.bendob@amf.org.ae

Dr. Aziz Nafaa

Associate Researcher, Université du Québec à Trois-Rivières (Canada) | aziznafa@gmail.com

Projects

Fintech-driven Economic Development in Africa

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Summary

Directed a research team investigating the impact of Fintech on inclusive finance within the Algerian context, spearheading conceptualization, interdisciplinary coordination, and policy recommendation formulation.

Financial Obstacles to Female Entrepreneurship

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Summary

Designed a robust research framework to analyze and mitigate financial obstacles facing female-led SMEs.

Links between Scientific Research & Industry in Algeria

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Summary

Co-developed mixed-method survey instruments and conducted advanced quantitative analysis to identify critical barriers to academic-industry collaboration.

Distance Higher Education During COVID-19

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Summary

Co-conducted large-scale data collection from over 3,000 participants (2,000 lecturers and 1,000 students) and authored two peer-reviewed publications on emergency remote teaching.

Innovation in the Steel and Electronics Sectors

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Summary

Designed tailored fieldwork instruments for Algerian industries and produced a high-impact sectoral report that influenced national innovation strategy.

Public-Private Partnerships (PPP) Risk-Sharing

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Summary

Co-analyzed fieldwork results, contributed to the final technical report for national development agencies, and co-authored a book chapter on PPP best practices.